The boss of a lettings agency claims landlords are upping their investment in Buy To Let despite greater regulation and rising taxes.
Marc von Grundherr, director of London agency Benham and Reeves, says despite the likes of Making Tax Digital and the Renters Rights Act, landlords are still buying up property assets at an increased rate.
He states that the total buy-to-let mortgage value being lent is increasing by more than 20% over the past year.
He adds that in 2025, an estimated £25 billion worth of buy-to-let mortgages were issued, marking a 20.2% increase compared to 2024.
The final quarter of 2025 alone accounted for £6.7 billion, making it the strongest quarter of the year.
A statement from his firm claims: “This sustained growth suggests that, contrary to widespread speculation, landlords are not retreating from the sector.
“Instead, many appear to be adapting to the evolving landscape while continuing to view property as a stable and attractive long-term investment.”
Von Grundherr himself adds: “The buy-to-let sector has shown remarkable resilience in the face of sustained regulatory pressure, and the latest lending figures highlight that confidence in property investment remains strong, something I’ve reflected in my own approach having recently agreed to purchase a one-bedroom flat in Kensington as a buy-to-let investment.
“However, there is no doubt that the changes coming in 2026 and especially in 2027 will test that resilience. Increased administrative requirements, reduced flexibility, and higher taxation will all weigh on profitability, and it is these longer-term financial implications that are most likely to influence landlord behaviour moving forward.”
This article is taken from Landlord Today