Dudley Building Society has refreshed its 2-year and 5-year fixed and discount mortgage products across its buy-to-let, holiday let, residential and expat lines.
The society says the expanded range is based on borrower demand and broker feedback.
The BTL update features a 2-year fixed at 5.70% to 80% LTV and a 2-year discount option to 70% LTV at 2.99% below the society’s standard variable rate.
Holiday let products include a 2-year fixed at 5.90% and a 5-year fixed at 5.80%, both to 80% LTV.
Arrangement fees are £750 or £1,499 for BTL and holiday let depending on term and LTV.
Rob Oliver, distribution director at Dudley Building Society, says: “We have looked at the data across our book, listened to what brokers told us in meetings, and have shaped this new range around the areas where we knew we could make a real difference. That includes more depth in our expat line for clients returning to the UK, and buy-to-let and holiday let choices that reflect where demand is growing.”
And the Vernon Building Society has launched a new Expat Buy to Let mortgage product, strengthening its offering to British nationals living and working abroad who wish to purchase or retain a property in England and Wales on a buy to let basis.
The new Expat Buy To Let 2-year Discount is available at 5.29% (a 2.31% discount from SVR of 7.60%) with a £999 arrangement fee. The product is available up to 75% LTV with a maximum loan up to £1 million, with affordability calculated at Expat ICR 140%.
The product is available on both limited company and consumer BTL structures. It is also open to first-time landlords.
Meanwhile Cumberland Building Society has cut rates by 0.20% on its core holiday let range. This includes a reduction to its two-year and five-year fixed rates from 4.98% to 4.78%.
The products come with a £999 fee and are open to both property purchasers or remortgage cases.
Grant Seaton, head of intermediary lending at The Cumberland, says: “Broker feedback has prompted us to cut rates to support affordability for holiday let landlords looking for a better deal in 2026. We keep our holiday let pricing under close review so we can support more customers in the short term let sector. These price changes reflect both the importance of our broker and landlord relationships and the care we take to track the market and remain competitive.”
This article is taken from Landlord Today